creditPass® offers a variety of information services that you can use to check the creditworthiness of individuals. All queries can be selected individually and combined any way you like. The following queries are available with creditPass®:
Address Check
With Address Check you can verify whether the person queried is known at the address entered and if needed, Address Check provides minor corrections. This helps you avoid the sending of undeliverable bills and merchandise.
Information details
Listing of information details from the risk and claims management and from public credit registries.
Consumer Scoring
The probability of the occurrance of a specific payment behavior can be calculated with »scoring.” The scoring value is calculated on the basis of customer data and other sociodemographic, regional and statistical supplemental information, along with other market and consumer data. The result is not an individual person-related value, but is based on the scale of at least five households.
SolvenTec Consumer Credit Check
The Consumer Credit Check offered by Solventec GmbH checks the creditworthiness of individuals, and provides any existing negative details (e.g. statutory declaration, arrest warrant, insolvency, collections). If no negative details exist, then an estimate will be transmitted based on statistics for the address.
European Fraud Prevention Platform (EFFP)
The European Fraud Prevention Platform contains details about customers on the European level, which means that data is also fed into the system from sources outside Germany.