The German debit card, «giropay» is the ideal online prepayment system for paying without switching media.
Based on the German online banking procedure (PIN-TAN) used by credit institutions, giropay provides all the advantages of the familiar online banking and can be used to securely pay for goods and services on the Internet.
Around 17 million online customers can pay easily, quickly and securely on the Internet today. Eighty-four percent of all savings banks in Germany now offer this new payment procedure, along with nearly 80% of all Volksbanks and Raiffeisen Banks, as well as all Postbank customers.
This familiar, secure and online banking procedure offers a high level of security for merchants and purchasers alike, and guarantees wide acceptance.
It’s as simple as that!
The customer chooses giropay as the payment mode in the online shop
The customer enters his/her credit institution’s bank routing number
The customer is then forwarded online to the credit institution's login page
The customer sees a filled-in remittance slip displayed on the screen
The customer confirms the correctness of information and approves the transaction by entering a valid TAN number
The purchaser receives a confirmation of the payment made
The merchant also receives this confirmation and can dispatch the merchandise right away
Requirements
To enable your customers to pay with giropay on your site you will need an acceptance contract with an acquirer of your choice.
As a point of acceptance you can now process the proper payment easily and securely with Saferpay. Simply contact us! We will be happy to assist you in choosing the most suitable acquirer for you.
The following merchant banks are available to conclude an acceptance contract through Saferpay:
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